A Trusted Path to Homeownership

With Ronda Curtis at Edge Home Finance, FHA Loans provide an accessible path for first-time buyers and those with limited credit history to achieve their dream of homeownership. Backed by the Federal Housing Administration, these loans are designed to make home financing easier with flexible credit requirements and lower down payments. We work closely with each client to simplify the process, ensuring you understand every step from pre-qualification to closing.

Lower Down Payments, Greater Opportunity

FHA Loans are ideal for buyers who may not have a large down payment saved. With Ronda Curtis at Edge Home Finance, you can qualify for an FHA loan with as little as 3.5% down, making it easier to take the first step toward homeownership. We’ll help you explore all available down payment assistance options and show you how to structure your financing to make the most of your resources. By choosing this loan option, you gain access to flexible terms that support your financial stability while opening doors to new opportunities. Our personalized guidance ensures that your loan not only meets current needs but also strengthens your long-term financial position.

Flexible Credit Requirements

One of the greatest advantages of FHA Loans is their lenient credit standards. With Ronda Curtis at Edge Home Finance, even borrowers with past financial challenges can qualify for affordable financing. We take the time to review your situation, explain how FHA guidelines apply to you, and design a loan solution that fits your circumstances. Our approach goes beyond numbers—we focus on your potential, not your past. With the right support and strategy, we can help you rebuild credit, strengthen your financial profile, and move forward with a mortgage that sets you up for lasting success.

Benefits of FHA Loans with Ronda Curtis at Edge Home Financ

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Low down payment options starting at 3.5%

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Flexible credit and income requirements

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Competitive interest rates and affordable terms

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Expert, personalized guidance from start to finish

Refinancing Options for Stability

FHA loans aren’t just for purchasing a home—they also offer great refinancing opportunities. With Ronda Curtis at Edge Home Finance, you can take advantage of FHA Streamline Refinances to lower your monthly payments, reduce your interest rate, or switch to a more stable loan term with minimal documentation. Refinancing through FHA can help you manage your budget more effectively and make your homeownership experience more sustainable. We’ll help you compare options and determine whether refinancing can improve your financial outlook while keeping your long-term goals in focus.

Why Choose Us – Your Trusted
Partner in Home Financing

With Ronda Curtis at Edge Home Finance, you’re not just applying for a mortgage—you’re gaining a dedicated partner committed to your success. Every client receives personalized guidance, transparent communication, and loan solutions tailored to their specific financial goals. Ronda combines industry expertise with a genuine passion for helping clients achieve homeownership and long-term financial stability.

We are known for

Personalized Loan Solutions – Every client receives customized loan options tailored to their unique financial goals and lifestyle.

Transparent Communication – With Ronda Curtis at Edge Home Finance, you’ll always know where you stand, with clear guidance every step of the way.

Exceptional Client Care – Ronda’s hands-on approach ensures a smooth, stress-free experience from application to closing.

Expert Industry Knowledge – With years of experience and a deep understanding of mortgage programs, Ronda delivers smart, strategic financing solutions.

"FAQs"

With Ronda Curtis at Edge Home Finance, you can explore a wide range of loan programs including FHA, Conventional, DSCR, Jumbo, USDA, Bank Statement, Home Equity, HELOCs, DPA, Investor, and Reverse Mortgage Loans Assistance. Whether you’re a first-time buyer, investor, or looking to refinance, Ronda provides personalized loan options that fit your unique financial goals.

Ronda Curtis at Edge Home Finance offers a personalized consultation to help you determine which loan program best suits your needs. By evaluating your credit, income, property goals, and long-term plans, Ronda provides expert guidance and transparent recommendations so you can make a confident decision that aligns with your financial future.

Yes! With Ronda Curtis at Edge Home Finance, self-employed borrowers and those with alternative income sources have access to flexible loan programs such as Bank Statement Loans and DSCR Loans. These options are designed to help you qualify based on your real financial performance rather than just traditional income documentation.

Refinancing with Ronda Curtis at Edge Home Finance can help lower your monthly payments, reduce your interest rate, shorten your loan term, or unlock your home’s equity for personal or investment use. Ronda reviews your current loan and financial goals to determine the best refinancing strategy that enhances your overall financial well-being.

Getting started is simple! You can begin by scheduling a consultation, applying online, or contacting Ronda directly for personalized assistance. She’ll guide you through every step of the loan process—from pre-approval to closing—ensuring your experience is smooth, transparent, and stress-free.

Personalized Support Every Step of the Way

Navigating the FHA loan process can feel overwhelming, but with Ronda Curtis at Edge Home Finance, you’re never alone. We take a hands-on approach, offering personalized support and clear communication from application to closing. Our team is committed to ensuring that you feel confident, informed, and supported throughout the entire process. We understand that every buyer’s situation is unique, which is why our advice and loan strategies are tailored specifically to your financial goals. Whether you’re a first-time buyer or returning to the market, we’re here to turn your homeownership vision into reality.